Opinion: High interest rates mean tough times for Canadian entrepreneurs

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Opinion: High interest rates mean tough times for Canadian entrepreneurs
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High interest rates mean tough times for Canadian entrepreneurs

Those three-plus years have been deeply challenging to both her entrepreneurial will and her personal finances. Ultimately, the weight of heavy pandemic debts, rising interest rates and a shifting business environment became too much.

On Tuesday, Statistics Canada reported that in March, nearly 3,000 more companies closed their doors than opened them. It was the second month in a row that closings outnumbered openings. While the figures are discouraging, they shouldn’t be surprising. The sharp rise of interest rates over the past year has cranked up the pressure on indebted businesses – many of which were forced to considerably increase their debt loads to stay afloat during the pandemic’s public-health shutdowns and restrictions.

surveys that a lot of small companies will find it difficult to pay back their COVID loans at the end of this year,” said former Bank of Canada governor Stephen Poloz, who has long been a proponent of business-formation figures as a key indicator of where the economy is headed.

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