HMRC warns all who want to top up State Pension before deadline

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HMRC warns all who want to top up State Pension before deadline
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People under six months to fill any gaps in their National Insurance records going back as far as 2006 to maximise their State Pension in retirement

Government officials have issued an alert to state pensioners as a deadline approaches. HM Revenue and Customs has revealed that over 10,000 payments totalling £12.5 million have been made via the new digital service to enhance individuals' State Pensions since its inception in April.

Men born post-April 6, 1951 and women born post-April 6, 1953 are eligible to make voluntary NI contributions to increase their New State Pension. Some individuals may qualify for NI credits instead of having to make contributions, so it's crucial they check and decide what's best for them. Alice Haine, personal finance analyst at Bestinvest by Evelyn Partners, the online investment platform, commented to say: "People typically need at least 10 qualifying years of NI contributions to receive any state pension at all and at least 35 years to receive the full new state pension - though they don't need to be consecutive years."

"A short survey assesses the person's suitability to pay online with those eligible to pay directly given a series of options to plug any gaps depending on when someone wants to stop working.

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