A 74-year-old Brampton retiree was dumped by her insurance company after she was in two accidents, even though she says one wasn’t her fault.
Rema Samuels didn’t understand the letter she received from her car insurance company abruptly ending their decades-long“I’ve been driving for more than 50 years,” Samuels said “and haven’t had problems with my insurance ever until now.”
Her lawyer, Allan Strader, wrote to her insurance company, Deeks Insurance Services Inc., noting that because the damage was on the side of Samuels’ car and the other driver left the scene, it’s “clear evidence that he/she was to blame for the accident.”The second accident occurred in a parking lot in 2022, when Samuels “lightly bumped” another car, she said. Because there was no damage she didn’t file a claim. However, the party whose car she bumped did.
In Ontario, there are two types of insurance markets: standard insurance markets and non-standard insurance markets, said Daniel Ivans, RATESDOTCA insurance expert. When looking for car insurance coverage it’s ideal to have what’s called “accident forgiveness,” which would forgive and forget the first at-fault accident by not increasing your premium.
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