Work at a School, Hospital or Nonprofit? Here's How You Could Erase Student Loans

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Work at a School, Hospital or Nonprofit? Here's How You Could Erase Student Loans
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A deadline is fast approaching for teachers, librarians, nurses and others who work in public service to apply to have their student loan debt forgiven. What you need to know.

62% of student loan borrowers who responded to a survey said their debt was negatively impacting their mental health, according to polling firm Momentive. To find out if there's light at the end of the tunnel we talked to student financial planner Mark Kantrowitz on whether that debt might be forgiven, and what President Joe Biden can do about it.A qualifying monthly payment is a payment that you made after Oct. 1, 2007, while you were employed by a qualifying employer.

The 120 qualifying monthly payments don’t need to be consecutive. For example, if you have a period of employment with a non-qualifying employer, you will not lose credit for prior qualifying payments.There is no separate application process for the waiver program. The waiver’s exceptions will be active for applicants that go through the process up to the end of October.for the program. According to the Education Department, 61.

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