The importance of having life insurance didn't hit home until I lost two younger family members within the same year
is probably the furthest thing from your mind. After all, you're in the prime of your life and have other expenses to think about. You're saving for retirement, a home, or investing for your future. Putting funds towards an event that is statistically unlikely to happen in the immediate future sounds like a waste of money.
Both passings were unexpected and a complete shock. These were two perfectly healthy young men in their early 20s. Friends and family pitched in to cover funeral expenses, which provided the families one less thing to worry about during difficult times. Nothing makes up for the loss of a loved one, but the removal of that financial stress allows grieving families some reprieve.These events got me thinking about how absurd my invincibility complex really was.
and remembering to get life insurance may not be top of mind when they do. We're all leaving someone behind, and saddling them with our financial problems is not the way most of us want to go. If you're concerned about the cost of life insurance,is a more affordable alternative. Especially if you're still young and healthy — oddly enough, the age at which most of us don't think about life insurance is also the age at which it's most affordable.
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