Why did my credit card lower my spending limit?

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Why did my credit card lower my spending limit?
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Credit card companies actively lowered spending limits during the pandemic.

Karin Price Mueller | NJMoneyHelp.com for NJ.com

Q. I had a credit card with a $3,000 limit with a zero balance. I kept it like that for a year as I worked to pay off my other debts. After 12 months, the credit card company dropped the credit limit to $500. Why would they be so nervous about a zero balance?A. You’re one of many who noticed during the COVID pandemic that credit card companies wereIf you purchase a product or register for an account through one of the links on our site, we may receive compensation.

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