The December holiday season is just around the corner, and it brings with it the temptation to splurge on big-ticket items.
It's also important to keep an eye on the budget, especially during this time of the year so that you don't end up with financial problems and credit card debt waiting for you in January.African Unity's Financial Data Specialist Dewald Olivier said a realistic budget should be set up.
"If you're lucky enough to get a bonus or 13th cheque, it's important to set aside some money for January," said Olivier.Opt for home-cooked meals instead of going to restaurantsTry and be thoughtful with giftsIn general, groceries make up the biggest part of spending in December.
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