Jane Wilson received her state pension six years later than expected, alongside millions of other women
: “In January, I received a letter about my state pension. It said I was getting less than I expected. I had no idea how it was all worked out, so decided to call the number that was on the back of the letter.. When I asked him how my state pension was being calculated, he said a letter would be sent out outlining how it was calculated in two weeks. I’m still waiting for that letter.” contributions from the age of 17.” In her view, this meant that she was entitled to the full state pension.
Jane said that she receives £118.40 every four weeks in state pension, but thought she would get the full rate of new state pension of £221.20 a week. She also gets “just over £500” from her Civil Service pension. However, she is now paying 20 per cent tax on her Civil Service pension. While contracting-out was abolished in the UK when the new state pension was introduced, the reformed system also takes account of the NI contribution records before it was brought in.
Jane says that this was done “without” her knowledge, which meant that she thought she had “more than 40 years of contributions andShe said: “The idea was that you would keep getting pay rises throughout your working life so by the time you retire, your salary would be higher than when you first started. However, I barely saw a 1 per cent rise to my salary while working there. To save money on pensions, the government started to restrict pay rises and there was very little we could do about it.
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