These early retirees bought their ‘disgusting’ house in Montana with cash and budget less than $1 a pound for food

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These early retirees bought their ‘disgusting’ house in Montana with cash and budget less than $1 a pound for food
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These early retirees bought a ‘disgusting’ house with cash and pay less than $1 a pound for food

Some may say Jillian Johnsrud has a frugal lifestyle, but, if you ask her, she’d say she’s living the dream.

The couple wanted to buy a home, but they wanted to pay for it in cash, so they bought a small, “disgusting” home for $50,000. The basement had flooded, so the previous owners dropped the price by $20,000, and the Johnsruds spent two days pulling the basement apart to renovate it. But it was worth it: It allowed them to save up and buy a rental property a few months later.

“We love to travel, but we do it at a fraction of the price,” Johnsrud said. They also rent out their home for weeks or months at a time while they’re away, which will offset, if not pay for, their trip. When the kids ask to do expensive after-school activities, they’ll discuss the pros and cons of each decision, and ask them to weigh which they’d rather have: the activities or a family Disney trip.

The FIRE lifestyle — especially that of the Johnsruds — may not be for everyone. “The biggest motivation was really focusing on our biggest dreams and our biggest goals, and knowing that these sacrifices were for a bigger purpose,” she said. She and her husband wanted to travel, to pay for a house in cash, to adopt, which made this balancing act worth it.

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