There are 7,060 collections agencies. Here's what to do you if your credit card debt is sent to one.
If you've recently lost your job or incurred an unexpected expense such as a medical bill, there are resources to help you juggle debt repayment.
Do this as soon as you know you're going to have trouble paying your bills, and you could benefit from a lower APR, temporary forbearance or deferment, waived late fees or other accommodations depending on your financial situation. Be sure to tell your creditor about any financial hardships you're experiencing, such as a recent layoff, furlough or reduction in working hours.debt forgiven may be taxable when you file your tax return," advises Eweka.
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