Every last wipe, swipe, sip and squeeze counts. Meet News24's Household Heroes and get some inspiration on how to keep your household spending in check.
14 ways to save money as price hikes bite - from geyser blankets to DIYWith winter upon us, hot water is one of the costs that generally go up quite noticeably, and the geyser is a good place to start, says Neil Roets, CEO of the debt counselling firm Debt Rescue.
To avoid overspending, plan your meals a week beforehand. When doing this, check what’s left in your pantry as you might find an extra tin of coffee or baked beans that you can tick off your list, says Haldane. "When you carry cash, you will stick to spending what you have. Once this becomes a habit, you will start planning your expenses beforehand and carry just enough for your needs leaving no room for excessive spending."Make food at home for schoolchildren and working adults. Don't buy lunch or take-out during the day simply because it is convenient, says Ryno de Kock, head of planning and advice at Consult by Momentum.
And do not incur more debt to maintain your lifestyle, says De Kock."It will haunt you in the future. With the increasing interest rate cycle we are experiencing, taking on more debt is like putting a sticker over the warning light on your car's dashboard. Yes, you might not see the problem for a short while, but the issue is still there - and over time it will continue to worsen until you cannot ignore it anymore.
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