Q: It has always puzzled me why Social Security takes back a person’s Social Security check for the month he or she dies. My aunt died in April, and as her executor, I was counting on using her last Social…
her executor, I was counting on using her last Social Security check to pay off some of her bills. But the government took that money away from me. Can you explain that?
People are also reading… Social Security checks are not prorated. They never have been, and probably never will be. But what most people don’t think about is the flip side of that coin. The law does allow a person to get their first Social Security check for the month they are due benefits, even though they might not be eligible until later in the month. For example, my brother was born on June 29. He took his benefits at age 65.
And in your case, the fact that Social Security benefits are not prorated is both good and bad news for you. You already learned the bad news. Because your husband wasn’t alive the entire month of May, his May Social Security check had to be returned. So, what’s the good news? Well, you are going to get a widow’s benefit for the entire month of May, even though you were a widow for only three days of the month.
Before I do that, I must clarify one misconception about this one-time $255 death benefit. It is not, and never was intended to be, a “burial benefit.” And good thing it isn’t because $255 would barely cover the cost of flowers at most funerals today.
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