Dealing with a risk that manifests in a fluid manner requires solutions that must adapt at a rate that matches its progression
In two years Covid-19 has fundamentally shifted the shape and form of just about every aspect of life and work. The pandemic
Globally, and to an even greater extent at home in SA, the heavy toll inflicted by Covid-19 is omnipresent. To put that into perspective, research by the Economist estimates that more than 20-million people have dies from Covid-19 worldwide, or about about 0.25% of the world’s population. In SA excess deaths have exceeded 300,000, which is about 0.5% of our entire population and double the estimated worldwide impact.
As an example, Discovery Life has tracked the case fatality rate — the probability of death given a positive Covid-19 test result — within its client base, yielding interesting insights into the progression of the pandemic. The original strain had a fatality rate of about 1%, the Beta strain a rate of 2.1%, Delta 1.6% and Omicron 0.15%.
Discovery Life has experienced significantly lower relative claims among highly engaged Vitality members. These clients have benefited from better health, lower monthly premiums and enhanced cover.the first insurer globally to reward vaccination and reduce Covid-19 riskfurther. When more people are vaccinated society benefits. It’s heartening to know that we have not recorded any Covid-19 death claims to date from fully vaccinated Gold and Diamond Vitality members in our client-base.
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