EVs with more than 300 lb-ft of torque—meaning many popular dual-motor models—have a higher insurance loss cost, data shows.
However, the data set itself isn't enough to say whether more power and quicker acceleration leads to more aggressive behavior , or whether another factor makes quicker EVs less safe.
EVs are often lauded for"instant torque" and quick acceleration, which at least one automotive executive hasWhile a smaller ratio of gasoline models make more than 300 lb-ft of torque, the higher risk level appears not to carry beyond EVs in the same way.Correlation also does not imply causation. In fact, there are several other factors alongside torque that could play into the high insurance costs for these EVs—like one-pedal driving modes.
"While torque contributes to the higher insurance loss cost of electric vehicles, it is important not to view these numbers solely through the lens of torque," Xiaohui Lu, the vice president of LexisNexis global business development, told Green Car Reports, pointing to EV repair costs as examples.Lu also emphasized that the data set shows that some EVs do offer lower loss rates, and there plenty of safe EV drivers.
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