“I was very emotional and very upset to walk into such a disorganized disaster. It felt overwhelming … All I could do was think about the belongings that were memorable to me.”
Reports about delayed and lost baggage have been making headlines alongside news of cancelled or postponed flights. Last month, an Ipsos poll conducted on behalf of Global News, revealed that 58 per cent of Canadians are avoiding airports until the situation improves and 70 per cent call the problems an embarrassment to Canada.
You might also be eligible to be reimbursed for a certain amount of your personal belongings. Coverage varies between cards and can extend to a spouse and any depending children travelling with you. According to Barry Choi, a personal finance and travel expert in Toronto, it all comes down to costs. In Corbin’s case, she went with insurance through a travel agent. It covered up to $1,500 but since her luggage and belongings were worth closer to $2,500 she decided to wait for the airline rather than putting in a claim in the hope of recouping the full amount and more for the hassle.
Choi warns to keep in mind that there are specific conditions to qualify for credit card insurance. Usually, cards require that you charge a certain percentage, and sometimes the entire amount, of your flights for baggage insurance to apply. If you’re paying partially with points, the conditions might be even more strict.
“So, while it’s a valuable insurance to have, it may not allow you to entirely avoid filing a claim with the common carrier.”
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