In this weekly segment of bite-sized chunks of useful information, consumer journalist Wendy Knowler summarises news you can use.
“My car will cost R4,500 to repair and neither the other driver nor his insurer are taking any responsibility,” she said.“I don’t understand why my vehicle cannot be covered by their insurance as their client caused the damage to my vehicle,” she said. “Negligence or no negligence — he caused damage to my vehicle and they should pay.”
It may feel unfair, but if you have your own motor insurance policy and you’re involved in an accident you don’t believe was your fault, you’d be much better off claiming on your own policy. It will be settled relatively quickly, and in full, whereas a third-party claim usually takes longer to settle and you’ll invariably be paid out less to account for your “failing to keep a proper lookout”.
The way to know if that “40% off” price is a true bargain is to track the prices across competing retailers throughout the year — many have been caught out raising prices a month or two before Black Friday and then reducing them for the Black Friday bonanza and labelling them huge savings. Treating the spend-fest as retail therapy is especially foolhardy if you haven’t saved in advance and don’t have cash for your splurging, Kweyama said.
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