Adults who know how to build a budget, save for emergencies and manage debt find it easier to make ends meet in a typical month and are less likely to be considered financially fragile.
"In order to find a solution, there needs to be more financial education and there also has to be a change in how we approach money," McCallister-Young said.role for schools"Start talking to your children about finances in an age-appropriate manner," she advised. Many lessons are learned simply through exposure."Those conversations are necessary."Meanwhile, the trend toward in-school personal finance classes is gaining steam.
In the last year, seven more states required high school students to take a personal finance course before graduating, bringing the total to 18, according to the latest data fromIn addition, there are 88 personal finance education"There is so much content that needs to be covered," said Tim Ranzetta, co-founder and CEO of Next Gen.
"You only need to look at how teens get information today, mostly from TikTok, and if they don't have a foundation, then they don't have a way to
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