Mortgage rates jump again; buyers head to the sideline

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Mortgage rates jump again; buyers head to the sideline
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Mortgage buyer Freddie Mac reported that the 30-year rate jumped to 5.23% this week from 5.09% last week.

A for sale sign stands in front of a house on Oct. 6, 2020, in Westwood, Massachusetts. Average long-term U.S. mortgage rates jumped back up ahead of next week’s Federal Reserve meeting where it’s expected to announce another increase to its main borrowing rate. Mortgage buyer Freddie Mac reported June 9, 2022, that the 30-year rate jumped to 5.23% this week from 5.09% last week.

Mortgage buyer Freddie Mac reported Thursday that the 30-year rate jumped to 5.23% this week from 5.09% last week. A year ago at this time, the average rate was 2.96%. Until April, the average rate hadn’t exceeded 5% in more than a decade.The brisk jump in rates, along with a sharp increase in home prices, has been pushing potential homebuyers out of the market.

Higher borrowing rates appear to be slowing the housing market, an important part of the economy. In April, sales of both existing homes and new homes showed signs of faltering, worsened by sharply higher home prices and a shrunken supply of available properties. “The material decline in purchase activity, combined with the rising supply of homes for sale, will cause a deceleration in price growth to more normal levels, providing some relief for buyers still interested in purchasing a home,” said Freddie Mac’s Chief Economist Sam Khater.

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