Medical aid schemes blame laws for barring cheaper health cover

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Medical aid schemes blame laws for barring cheaper health cover
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Prescribed minimum benefits said to rule out provision of more affordable options to lower-income consumers

Medical aid administrators and medical schemes are again calling for a speedier review of legislation that prohibits them from offering cheaper cover in a stagnant health insurance market that has been struggling to attract new members for years.

They say existing legislation requires medical aids to cover the cost of treating a baseline set of conditions and diseases in full, making it impossible for health insurers to provide cover below R1,000 a month. Health insurers say that by being able to offer plans that exclude prescribed minimum benefits they could provide cheaper medical aid options that are more accessible to lower-income consumers...

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