- latest: Major lender announces big cut to mortgage rates; Amazon introducing first delivery charge for Prime members

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- latest: Major lender announces big cut to mortgage rates; Amazon introducing first delivery charge for Prime members
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Nationwide is reducing the rates on its fixed deals by up to 0.4 percentage points. Meanwhile, Amazon Prime members will be charged for same-day delivery from 18 September if their order is below £20. Listen to a Daily podcast special on why interest rates are rising as you scroll.

If you are a regular reader of this blog, then you'll know we bring you the latest average mortgage rates every day.

We're in the middle of the summer holidays and with a couple of weeks left until the new school year begins, you may still be thinking of jetting off somewhere.Let's take a look at some useful tips, courtesy of the mobile experts Uswitch.com...If you spot free WiFi along your travels, use it and save on data roaming costs.

"People aren't aware of the cash incentives that exist for additional tax collected as a consequence of information received. "While some of these issues are outside of airlines' control, they are routinely failing what's in their control: to uphold their customers' legal rights to rerouting and refunds, and provide clear and timely passenger information."

It said Ovo had"assured us they are taking steps to address the concerns raised" and that it would"monitor the situation and expect to see things improve". Shoppers visiting the Home Bargains store in Denbigh noticed that Christmas items such as tinsel, gold baubles and green wreaths were already up for sale with 18 weeks to go until 25 December.Nerys Anderson added:"How blinking stupid. It's summer!"A store employee wrote on the Facebook page Town Talk...The discount and variety retailer Wilko tumbled into administration earlier this month, putting the future of its 400 shops and 12,500 workers at risk.

PwC has said Wilko can continue to accept Wilko-branded gift cards in-store and shoppers but it will no longer accept multi-retailer gift cards.Analysis: Government borrowing figures 'better than expected' - but are tax cuts realistic? "If you look at borrowing for the first five months of the current financial year they've come in with a total of £56.6bn - that is up £13.7bn on the same fourth month period last year," he said.

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