Large US banks report higher profits despite recent industry turmoil

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Large US banks report higher profits despite recent industry turmoil
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NEW YORK: JPMorgan Chase reported a jump in first-quarter profits on Friday (Apr 14) alongside fellow banking giants Citigroup and Wells Fargo, in reassuring news to investors after recent banking sector turmoil

But JPMorgan's better-than-expected results came as it warned again of a potential economic downturn while adding US$1.1 billion in reserves in case of bad loans.

But the additional reserves were taken due to"a deterioration in the weighted-average economic outlook" and"an increased probability of a moderate recession due to tightening financial conditions", the bank said in an earnings release. "We're going to eventually have a recession, but that may be pushed off for a little bit," Dimon said.JPMorgan's results were boosted by much higher net interest income , as the major US bank benefited from a rising interest rate environment that enabled it to charge more for loans.

In fact, JPMorgan sharply increased its 2023 forecast for NII to a total of US$81 billion, up US$7 billion from its prior forecast. In the news release, Dimon added that the US economy remained on"generally healthy footing" but the banking industry turmoil added to economic headwinds.

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