“I highly recommend that everyone reviews their disability policies to ensure they have proper protection in the case of a debilitating injury or illness.” - via healthing_ca disability illness knowyourrights healthnews healthing
Studies indicate exercise may help improve the the links in the nervous system between separate brain areas, improving brain health.Insurance companies are in the business of generating profits for shareholders. As a result, they often erect roadblocks meant to discourage claimants from pursuing legitimate claims.by the Auditor General of Canada on CPP Disability, it was found that 60 per cent of 70,000 initial applications were denied.
Usually for the first two years, the ‘test’ is whether or not you’re disabled from performing your own occupation. But after two years, that criteria changes to whether or not you’re totally disabled from performing any gainful occupation that you’re suited by way of education, training, or experience. In this case, an insurance provider could then say you are not able to perform your own occupation, but you can do a lighter type of work and then stop paying benefits.
Private disability policies have an advantage since they can be tailored to individual needs. For example, you can have the definition of disability be whether or not you’re able to perform the essential tasks of your own occupation — criteria that continues beyond the typical two years, and perhaps to age 65 or beyond.
He also serves as the Chair of the Long-Term Disability Section of the Ontario Trial Lawyers’ Association.Share Story
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