Japan's ex-bank regulator urges lenders to scrutinise portfolios amid market rout

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Japan's ex-bank regulator urges lenders to scrutinise portfolios amid market rout
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TOKYO : Japanese banks should scrutinise their foreign currency-denominated portfolios and holdings of low-liquidity assets in the wake of the recent global market rout, Tokio Morita, former executive of the country's banking regulator said on Monday.Worries of systemic bank stress have jolted global fina

TOKYO : Japanese banks should scrutinise their foreign currency-denominated portfolios and holdings of low-liquidity assets in the wake of the recent global market rout, Tokio Morita, former executive of the country's banking regulator said on Monday.

Japan's generous deposit guarantee system and the small ratio of online to traditional banking accounts meant domestic lenders are unlikely to face the kind of rapid deposit withdrawals that took down Silicon Valley Bank, said Morita, former vice minister for international affairs at the Financial Services Agency .

But Morita warned against complacency, saying that domestic banks must safeguard against potential spill-overs such as by re-assessing their portfolios. The lenders must also scrutinise risks associated with their holdings of low-liquidity assets in case global market trade for such instruments dry up, he said.

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