SINGAPORE – Some of the larger Integrated Shield Plan (IPs) insurers have increased the coverage offered by their riders for cancer treatments, to offset limits that will be in place on IPs from Saturday. Read more at straitstimes.com.
including limiting coverage only to treatments that are on the CDL. However, MOH has said that riders may pay for non-CDL drugs.
Two in three IP policyholders have bought riders to cover a large portion of their share of the bills. Unlike previously, riders can no longer cover the full portion of the patient’s share, as MOH mandates that some co-payment by patients is necessary. But this co-payment can be paid with MediSave. The rider provides a combined coverage of 21 times the amount provided by MediShield Life for cancer drug treatments and 15 times for cancer drug services, which include everything else such as consultation fees, tests and supportive medication such as anti-nausea drugs.
AIA policyholders who do not have riders may simply buy the Cancer Care Booster at the same price, within the next six months.
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