Tech subscriptions can easily rinse your savings – here's how to tame them.
I found Emma to be the most useful overall, particularly as it offers a free trial. After all, there is a slight irony in paying a subscription to manage your subscriptions. Both Emma and Little Birdie managed to automatically pull in most of my subs, though you may have understandable misgivings about plugging a third-party app into your bank account .
If so, TrackMySubs offers a more manual approach that's like a super-charged version of the spreadsheet. You add all of your subscription details by hand, but it gives you granular options to set alerts for them and organize them into folders like 'trial' or 'subscription'. Whichever approach you go for, make sure you check the hidden corners where other subscriptions can hide...Not all tech subscriptions will conveniently reveal themselves in your monthly banking statements.
To find these, check your App Store account. On iOS, go to the App Store then tap your account profile icon in the top right-hand corner. Now go to 'Subscriptions' to see your current subscriptions and when they're due to renew. In mine, I found a pesky iTunes Match payment and handy details for annual subscriptions like Strava, which can be easy to miss when you're leafing through bank statements.
If you're on Android, it's a similar process. Open the Google Play app and tap the profile icon in the top-right. Tap 'Payments & Subscriptions', then 'Subscriptions'. In there you'll find a list of current or expired subscriptions that won't always get picked up by financial planning apps or scans through your statements.
Between an audit of your bank statements and a scour through your App Store account, you should be able to spot the subscriptions to cull or cancel before they renew. But what else can you do other than simply removing software and services from your life? On my travels, I also discovered some ways to keep some subscriptions without spending megabucks.
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