I'm 28, I make $46,000 and I grew up in the foster care system. Check out the latest edition of Money Diaries:
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Not really, but I moved around a lot and saw how different families and people interacted with money. I also knew from a pretty young age that I would be my main support at 18 so I learned everything and anything I could about finances — credit scores, paying for college, savings, investments, budgeting — before I moved out. I'm a big believer in financial literacy, but also aware that you can't work your way out of poverty.
9:15 a.m. — I jump on a call and do my morning skin-care routine — Tonymoly Mochi Toner, Cosrx Snail Essence, Goodal Green Tangerine Vitamin C, Glow Recipe Plum Plump moisturizer, and Missha Sun Milk. Then, I feed the pup. 6 p.m. — I feed the pup and make dinner. I'm making a matzo ball kimchi jjigae recipe from chef Hwoo Lee. I'm in love with his IG account. My roommate comes back from work and eats it, too. I take the pup for his second walk and get the mail. I get a $420 freelance check! I put $250 into savings, $50 towards my Apple card, and keep $120 in my checking account. A family friend's parent died a few weeks ago from COVID.
about Beauty 2 the Streetz. I follow them on IG and add to the list of organizations I want to donate to. Then, I shut the laptop and cancel the workout classes I booked for tomorrow. Normally, I go to dance/mobility class four to five times a week and do Apple Fitness+ five to six times a week, but this cold is kicking my ass. I take the pup for his second walk and pick up a package that has the Ouai detox shampoo and body/scalp scrub.
9:15 a.m. — I have a meeting and plan my day while I feed the dog. I put on a budget hearing for the state — I'll be watching this all day. I snack on hummus and pita chips.6 p.m. — The budget hearing is finally over. Feed the pup and take him out. Make a list of groceries I'll need to get tomorrow and text the roommate for things they need. Shower, skin care, tea, and in bed by 9.7:45 a.m. — Up early and out the door to take the pup to daycare and splurge for a little spa day for him .
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