'6:30 p.m. — I have a therapy session. I never know if I'll have something significant to talk about, but only five minutes in, I'm crying. Therapy is draining, so I'm glad to have a low-key night ahead of me. $140'
When I wrote my first Money Diary, I had recently graduated and had a mountain of student debt. I was living at home in the suburbs and commuting two to three hours each day for work. I was also working at a startup flush with cash that allowed me to expense many of my vices, like daily Starbucks, drinks after work, and even Tinder Gold. During COVID, I was able to pay off my loan aggressively and save enough to feel comfortable moving out.
I wouldn't say we had educational or constructive conversations about finances. My dad particularly wanted us to understand the value of money, and he tried teaching us through a rewards system: “Happy faces,” worth $2 each, were awarded for good behaviour, doing our chores, etc. We could spend the cash on our weekly Walmart trip. Everything I know about managing money, I've learned from financially savvy friends and the internet.My first job ever was as a day camp counsellor.
11:30 a.m. — I'm getting hungry, so I fry two over-medium eggs and put them on whole-wheat English muffins with smashed avocado. I'm super boring and have this for breakfast almost every day. 5 p.m. — I leave my apartment on the DOT to drive uptown for a family birthday party. The drive takes me about 75 minutes because of rush-hour traffic on the 404. We have pasta, chicken Parmesan, and Caesar salad for dinner. I'm definitely taking home leftovers.
7 p.m. — I arrive at my friend's place for a Halloween movie night, and the place is DROWNING in candy, chips, and chocolate. I try to resist the urge to eat everything in sight. Spoiler: I eat everything in sight. My stomach hates me.
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