How to hit the jackpot on Black Friday without ending up in the red

Consumer credit agency TransUnion has warned shoppers against excessive spending on Black Friday

Follow the old gambler’s credo of only putting down what you’re willing to lose. Set a maximum spend limit based on your research.Just like there’s nothing more fun than hitting the jackpot, there’s also nothing more annoying than missing out on it because you’re too slow. Let your Black Friday wish list guide you. Bookmark the relevant retail sites and even product listings if you’re looking for a very specific item, to instantly access them on Black Friday.

Before you finalise your shopping cart or head to the till, take one final look at what you’re about to buy. If you’ve done the research, you should have a good feel for what counts as a well-priced item and what you can get for nearly the same price or don’t really need. Pay cash where possible instead of signing up for a new account or charging to your credit card. Remember, Black Friday and Cyber Monday are just the start of the festive retail season.

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