How to avoid those #JanuWorry money blues and not start 2020 in the red

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How to avoid those #JanuWorry money blues and not start 2020 in the red
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How to avoid those JanuWorry money blues and not start 2020 in the red

Financial planner and author Sylvia Walker urged South Africans to exercise extra caution when handling their finances this festive season to avoid starting the year with a negative balance.

“It’s generally an exciting time for a lot of people, but what some don’t realise is that it’s actually the most expensive time of the year,” she said. A consumer education manager at FNB, Dhashni Naidoo, echoed a similar sentiment. She said January was a particularly long month because most South Africans received paycheques and bonuses a bit early, around mid-December.

“During this time, it's crucial to draw up a spending plan to manage your money for the festive season, in line with your current income and expenses. You must also bear in mind that your salary should last you until the end of January 2020,” she said. Naidoo shared five money management tips for people to consider in order to enjoy a healthy financial status during this festive season:

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