It's the most wonderful time of the year - but also the 'most expensive', according to experts.
A consumer education manager at FNB, Dhashni Naidoo, echoed a similar sentiment. She said January was a particularly long month because most South Africans received paycheques and bonuses a bit early, around mid-December.
“During this time, it's crucial to draw up a spending plan to manage your money for the festive season, in line with your current income and expenses. You must also bear in mind that your salary should last you until the end of January 2020,” she said. Naidoo shared five money management tips for people to consider in order to enjoy a healthy financial status during this festive season:: People who will be fortunate enough to receive 13th cheques should consider reviewing their debt and using some of the bonus money to pay off debt and January debit orders. This will go a long way in JanuWorry and will also help improve your financial standing.: It is important that you review your monthly spending budget.
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