How Signal is playing with fire

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How Signal is playing with fire
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Signal employees are worried about anonymous crypto payments.

requests for comment on the global rollout of the payments feature. But last April, Signal creator Moxie Marlinspikethat he wanted to add payments to the encrypted video-calling and texting app to match features from rivals like WhatsApp and Facebook Messenger—while also bringing Signal’s lauded privacy protections to monetary transactions.

There’s nothing sinister about putting payments into a messaging app, and Signal is not alone in adding crypto payments to messaging: the company formerly known as Facebook has undertaken a multiyear effort to create and integrate it with WhatsApp and Messenger. What sets Signal’s effort apart is the combination of end-to-end encryption in messagingLast year, current and former Signal employees told me they were worried about what that combination would bring to the app. Anonymous transactions would likely attract criminals, they told me, and that in turn would attract regulatory scrutiny.

To make my own feelings clear: I’m in favor of end-to-end encryption, because in a world of ubiquitous surveillance and rising authoritarianism, I think it’s important that truly private communication systems are widely available. But I also support anti-money-laundering and laws, which are useful in combating terrorists, murder-for-hire plotters, and other harms.

Other supporters of end-to-end encryption have privately lobbied Signal to be more cautious about its payment plans, I’m told. But Signal, which is funded by a nonprofit organization and relies on donations, has forged ahead anyway.

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