Planning a big project around the house? Home Depot Credit Card vs. Lowe's Credit Card: Which card is the best for home improvements?
6 months special financing on purchases of $299 or more. No interest if paid in full within 6 monthsTieUp to 24 months during special promotions, minimum purchase requirements may applyRewards
The Lowe's Advantage Card offers a 5% discount on eligible purchases, but there's a catch: The discount can't be combined with other credit-related promotional offers. If you want to get 5% off, you won't be able to finance a purchase with an available special financing offer. The Home Depot Consumer Credit Card does not offer a discount, but there are rotating limited time offers for a variety of products and services. Currently, cardholders can receive 10% off the base price of select installed sheds and garages from TuffShed, plus an additional 5% off by statement credit, valid through 3/18/2020.Lowe's Advantage Card, for its everyday discount .
If you choose to use one of these offers, be diligent with your repayment plan. You'll need to have the balance paid in full before the six-month offer ends in order to avoid interest charges. Continuing to carry a balance after six months will cause you to incurIn addition to special financing offers, these cards offer project financing for larger purchases:Home Depot Consumer Credit Card:It's a tie when it comes to the six-month special financing offer.
The best home improvement store card for your needs depends on what benefits you're looking for in a credit card. Overall, the
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