Regardless of how the Supreme Court rules this week on a White House plan, a three-year pause on federal student loan payments will soon end.
Here's what to know to get ready to start paying back loans:Betsy Mayotte, President of the Institute of Student Loan Advisors, encourages people not to make any payments until the pause has ended. Instead, she says, put what you would have paid into a savings account.
The rally comes as the high court’s justices hear challenges to President Biden’s student loan forgiveness plan.An income-driven repayment plan sets your monthly student loan payment at an amount that is intended to be affordable based on your income and family size. It takes into account different expenses in your budget, and most federal student loans are eligible for at least one of these types of plans.
Gonzales recommends that anyone with student loans speak with a mentor or financial advisor to educate themselves about their options, as well as making sure they're in an income-driven repayment plan.
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