The year 2020 is just around the corner, which means countless Americans are gearing up to improve their finances once it kicks off. 💰
Of course, coming up with that money to save is easier said than done. To that end, one of the best ways to help yourself is to
. That way, you'll see what your expenses cost you month after month, and you'll have an easier time identifying which ones to cut back on.need to reduce your spending in certain categories to free up money for savings. That could mean dining out less frequently, canceling a gym membership you don't use often, orAnother great way to drum up extra money for savings? Get yourself a second job.
One good way to pay off debt is to take a look at your various obligations, see what they cost you, and pay them off from highest interest rate to lowest. For example, if you have one credit card balance in the amount of $2,000 with a 12% interest rate attached to it, and another $7,000 balance with a 16% interest rate, you may be inclined to tackle the $2,000 balance first, since it's much smaller.
Saving more money and paying off debt are two critical goals that Americans are setting for themselves in 2020. If your bank or retirement account needs a boost, and if you're tired of walking around saddled with credit card balances, then you'd be wise to add them to your list of resolutions as well
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