Have a baby on the way? One of the best ways to put the “bliss” back into being a new parent is removing these four money tasks before delivery day.
Diaper changes. Feeding cycles. Weird Google searches about what the tiny bump on your baby girl’s pinky finger could be. Unannounced visitors. Following up with your employer for your Record of Employment to qualify for EI maternity and parental leave benefits. Trying to sleep when the baby sleeps .
Many credit card companies will allow you to set up an automatic “pay in full” pre-authorized debit so that the entire balance is cleared on the day it’s due, thus preventing any interest charges. Now is the time to sock away money — like never before. In the first year, the baby expenses might tally up to $200-300 per month for wipes, diapers, nursing pads, formula and barrier cream, etc. Then you’ll probably want to think about making an RESP contribution in order to take advantage of the Canada Education Savings Grant.
It’s also important to mark a day in your calendar to update your health benefits to include baby after birth.maternity and parental leave benefits for self-employed people
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