Gig workers, beware: Hiding your side hustles from the CRA is asking for trouble

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Gig workers, beware: Hiding your side hustles from the CRA is asking for trouble
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Gig workers, beware: Hiding your side hustles from the CRA is asking for trouble via financialpost

Canadians might be taking the saying “hustle in silence and let your success make the noise” a little too literally.

Kevin would owe $3,000 in tax on the unreported income, plus a penalty based on the “intent” of the misfiling. If it was a mistake, Kevin would have to pay a 10 per cent, or $1,000 penalty, but if the Canada Revenue Agency finds it was deliberate, the agency would hit him with a 50 per cent, or $5000 penalty, instead.Article contentThis means that Kevin could owe roughly $4,600 — or $9,200 in total — depending on the intent of the misfiling. But this the extent of the CRA’s leniency.

“I’ve always been a little shocked at how little Canadians know about our income tax system,” said Soucie. “I acknowledge that it’s not necessarily a subject area of interest but I’ve always been kind of dumbfounded that we don’t teach high school aged kids how to do a tax return, or what’s involved with a tax return, or how our tax system works.”

Learning about the tax system amid a cost-of-living crisis might feel like a waste of time when one could be doing something more lucrative, like cultivating a side hustle. Canadianslike they are running in place, with 85 per cent concerned that their income is not increasing with the rising cost of living, according to H&R Block’s research.

Half of the 18- to 54-year-olds surveyed said they didn’t have any money left over at the end of the month to contribute to retirement savings, while one in 10 said they hadn’t saved anything for retirement at all.

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