Fresh wave of home-loan reductions heralds return of the sub 5% mortgage

Lenders are reducing rates with several now offering rates below five per cent

A new wave of mortgage rate reductions have led to a number of deals sitting below five per cent to hit the market.

Nationwide is the latest lender to cut rates as they start to fall back across the board, following a halt to interest rate hikes. TSB has also cut rates by up to 0.2 per cent on its three year fixed rates and 0.1 per cent on its two year deals.

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