Saving money is not always easy, especially for low-income earners 💰 These money-saving tips will help you get started ECRLifestyle Money Tips
Saving money is not always easy, especially if you are a low-income earner. These money saving tips will help you get started.
Hands of a young Asian man putting coins into piggy bank and holding money side by side to save/ iStockRegardless of how much you earn, it is possible to save. However, note that discipline goes a long way when it comes to taking charge of your finances. After making the decision to change your financial situation, stick to your decision.When it comes to saving, no amount is ever too little, even if it's just R50 or R100 a month.
For instance, ordering groceries and clothes online and then having them delivered to your home will save you from the temptation of being at the mall or shopping complex, and seeing other things that might interest you. Also, avoid regularly going out with friends if you know you might spend more money than you have budgeted for.Put any extra money you receive into your savings account; whether it's a salary increase, a bonus, or a gift in the form of money from family or friends.
Alternatively, use the money to pay off some of your debt and once those debts are fully paid off, direct the money into your savings account.
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