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Saving is at its lowest rate on record. Experts predict that by 2060, 15 million retired workers will be living on inadequate incomes. So the question many policy experts are asking is:We thrive on inertia, doing nothing, the path of least resistance. We are lazy, lazy, lazy.
When it comes to saving, we thrive on inertia, doing nothing, the path of least resistance. We are lazy, lazy, lazy; Oh and we really are terrible at it. The present is much more salient to us than some time in the future - we just want to spend the money today.1. Stick a photo on it Placing the photograph so the workers had to tear through the photo to open the envelope increased the savings rate still further.It sounds obvious but making saving cool and playful might well help. David Halpern believes new mobile phone based technology means it can be done.
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