Complicated app privacy settings and poorly selected defaults are a major threat to user privacy.
Apps trying to hide the complexity of privacy settings behind defaults or simplified user interfaces pose a significant risk to users, writes Miami University associate professor of information systems and analytics Joseph Nwankpa.
However, mobile payment apps like Venmo present unique challenges. They combine financial transactions with social media, a blend that can significantly increase privacy risk, especially when coupled with, I find that the privacy settings in many apps can often make end users more vulnerable to data exposure despite being presented as enabling privacy. These apps intentionally come withUsers are often unaware of the additional steps needed for the best privacy settings.
Also, when you create a Venmo account, all of your transactions are public by default, immediately exposing your financial activities to anyone online.But Venmo is not alone in this. Apple released an app called Journal in late December 2023. Journal helps iPhone users write journal entries about their thoughts and feelings.Users recently discovered that underneath the complicated privacy settings of the Journal app was the “Discoverable by Others” option that posed a serious privacy concern.
As with other apps, the concern is that the “Discoverable by Others” feature is the default setting for new users regardless of whether you turned on the journaling suggestions.The key step to achieving privacy in a world of pervasive digital connections is to take ownership of your data and privacy.about users, it’s important to recognize that app providers and owners may not have the incentives to provide the most robust privacy-setting practices.
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