Floridians vow to rebuild after devastating Hurricane Ian. But the next storm will come. Can they break the cycle?
Morrison said he would like to see incentives offered, such as tax credits, to encourage property owners to make their homes and businesses more storm-resistant and less prone to flooding.
"This is due to many retirees who pay cash for their homes when moving to Florida, as well as many homeowners who have paid off their mortgage and are not required to carry insurance," the Insurance Information Institute spokesman said."We obviously recommend against this approach, as home insurance provides an essential level of financial protection. A hurricane as catastrophic as Ian can be financially devastating.
Prior to Ian, 27 out of the 60 private providers of homeowners insurance in Florida were on the federal regulators' watch list for companies in danger of becoming financially insolvent.“In all likelihood, Ian will result in less choice of insurance and much more expense cost of insurance if you choose to live in these high-risk areas. Potentially, you may not be insurable," said Friedlander.
FEMA has a property buyout program called the Hazard Mitigation Grant Program to encourage people to leave high-risk flood areas. Since the program's inception in 1989, nearly 17,000 properties have been bought out in Florida, the most of any state. Post-Ian, Vincent Keeys, president of the NAACP in Collier County, told the Naples City Council that the hard-hit River Park neighborhood, east of U.S. 41, must be rebuilt better to protect residents from storm surge and flooding.
Dickson said there are nuggets of hope to be found both from Hurricane Ian as well as Hurricane Michael, which flattened the Florida Panhandle community of Mexico Beach four years ago.that withstood Hurricane Michael. It didn't have a scratch on it," he said."Not everybody can afford to do the things they did to harden that structure, but that's an example of building a structure suitable for today's times."in a story published Oct.
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