Advisors have ‘unique opportunity’ to help clients with timing of CPP withdrawals

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Advisors have ‘unique opportunity’ to help clients with timing of CPP withdrawals
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Bonnie-Jeanne MacDonald of the National Institute of Ageing says there’s a disconnect between what the CPP provides and client fears about outliving their money

This is Globe Advisor ’s weekly newsletter for professional financial advisors, published every Friday. If someone has forwarded this newsletter to you via e-mail, or you’re reading this on the web, you canDeciding when to start taking Canada Pension Plan or Quebec Pension Plan benefits is a big decision for retirees and for anyone thinking about retirement.

One of the main reasons to delay CPP benefits is the financial incentive – the longer you wait, the more you’ll receive. However, there’s a lack of awareness and support about that. AYou’ve looked at some behavioural influences that sway people to take their CPP benefits sooner. Tell us a bit more about them.

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