Plain and simple, belly fat is detrimental to your overall health.
Aside from not liking the way clothes fit on your body, the way to determine whether you have what's considered bad belly fat is by pulling out a tape measure. If you are a woman and your waist measures, or a man and your waist measures over 40 inches, you need to start this workout ASAP.
The one and only route to a healthy, fit belly is as follows: You need to be eating a healthy diet while in a calorie deficit, strength training regularly, and getting in your cardio. Although the advice sounds pretty simple, it's not very easy to make happen, especially if you are in your 50s and beyond.
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