Get your wallet ready — it’s that time again with the holidays right around the corner. An estimated 91% of Americans will celebrate in some form this holiday…
According to a September study by the Deloitte Center for Industry Insights, the average consumer plans to shell out $1,455 on holiday expenses this year, including food, travel and gifts. And by taking a few extra steps when you’re shopping, you can rev up your rewards earnings every time you use your credit card.Sign up to receive daily headline news from Ottawa Citizen, a division of Postmedia Network Inc.
Many airlines and hotel brands have shopping portals, as do many major credit card issuers. Log in to the portal you want to use, find the merchant you want to shop with and click through their link. Shop and check out with that merchant’s site as normal. Discount offers generally have a spending requirement and an expiration date, and terms vary depending on the retailer. There’s no harm or obligation to use the offers once added, so don’t be afraid to load them on your credit card in case you end up shopping at any of the retailers.If you’re buying gift cards to give as holiday presents, you can earn extra rewards by purchasing them from certain stores.
Search for your favorite hotel or airline’s dining rewards site, and enter your ZIP code to see which restaurants near you are part of the program. You’ll need to register your credit card with that dining program and use that card at the restaurant when you pay to earn the bonus rewards. These programs frequently offer a first-dine bonus of extra points and often offer additional rewards for leaving a review of the restaurant.
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