3 simple ways to save money during the pandemic, from a couple that saved $1 million to retire in their 30s (via CNBCMakeIt)
on car insurance. If you haven't been offered a discount yet, call up your provider, explain that you're driving less or no longer commuting and ask for a cheaper policy. While you're at it, review all of your insurance policies, from home to life, and understand what you're paying for. Insurance policies are largely personal.
You may also be able to save on your phone plan right now, says McCurry: "If you're at home all the time, do you need the big data plan? Probably not." Look into cheaper data plans offered by your provider and compare them to deals from other providers.Besides housing and transportation, food may be your biggest monthly expense. The good news for your wallet is that you don't have the option of overspending at bars and restaurants right now.
When it comes to grocery shopping, keep it low-cost by being mindful of what you're putting in your cart. Once you've planned out what you're going to cook for the week, make a list of the ingredients you'll need. Then, when you're actually shopping, stick to the list and avoid impulse buys. You may find that complex meals with a lot of spices or sauces can get pricey. Stick with simple recipes for now, and when it comes to buying flavor enhancers, pick out condiments that are versatile — like salt, soy sauce, or olive oil — and can be used on multiple foods.
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